Mirror Wills

Mirror Wills are similar documents created on behalf of a married, civil partnership or unmarried couple. They are virtually identical Wills where one member of the couple leaves their estate to other in the event of their death. 

We have outlined some of the reasons why Mirror Wills are advantageous for some couples. 

Your Partner Inherits Everything 

As we mentioned earlier, Mirror Wills are very similar documents drafted for couples that mutually agree to leave their whole estate to the last surviving partner if one of them dies. 

By agreeing to a Mirror Will you are protecting your partner’s financial future, as they would not necessarily be legally entitled to inherit your estate if you are unmarried. 

You Can Provide for Your Children 

A Mirror Will can include instructions for both partners’ estates to be left to any surviving children should the couple die at the same time. 

If you have any children below the age of 18 you can appoint guardians for them in your Mirror Wills, should both parents die. You can also appoint trustees that will protect your estate until your children are old enough to inherit it. 

You Can Name Additional Executors 

Usually, the partners are the sole beneficiary in each other’s mirror Will and are also each other’s Executor. 

An executor is a person named by the maker of a Will to carry out the directions of the Will. 

In the case of Mirror Wills, additional executors should be named so that both partners’ wishes can be carried out if they die at the same time. 

Additional executors should ideally be a person trusted by both partners. This may be a family member, a friend or a professional adviser. Each partner is entitled to choose different executors if they wish. 

Mirror Wills Do Not Have to Be Completely Identical 

As we have already stated, the key element of Mirror Wills is that both partners have similar desires and terms in their Wills. 

However, they can have some small differences. When it comes to estate administration and inheritance issues, they need to match but they can have some minor variances like additional executors. 

You Can Revoke A Mirror Will If Circumstances Change 

Each party to a Mirror Will understands that it is the right of the other person to change their own Will in the future. 

If circumstances change because, for example, a relationship has broken down, additional executors have died, or one of the partner’s has had a change of heart, then both Wills need to be updated. 

Want to know more?

Call us for a friendly chat on 02380 661166 or email: info@apw-ifa.co.uk